a bad bout of “virus”

Am writing this to warn you that scammers hover nearby, even at the tips of one’s fingers. Long story short, my computer alerted me to a virus attack a couple of days ago. Not sure if you’ve ever witnessed flashing icons on your screen that silently scream “viruses, viruses, viruses!!!” I immediately felt I was physically under siege. My heart began palpitating. My brain went into lock down mode. My eyes bugged out of my head. Words were roiling around inside my head, none of which I could organize into thoughts that made sense.

Running my fingers across the computer keys, I finally ran the McAfee virus scan system that came with my 17″ Acer laptop, which I purchased at a great price on QVC. The scanning completed, I was asked if I wanted to remove the viruses that were detected, or did I want to leave them be. Yeah right, I thought. That’s like asking me if I wanted to let bedbugs live in my bed forever! I tried texting my husband for advice. When none was quickly forthcoming, I took action…and have regreted it.

One option offered was to activate the automatic removal system. The catch was that I needed a password. Hmmm… I couldn’t remember even discussing anti-viral security with my hubby. He normally buys Norton. But I didn’t recall him giving me a password. So I went for the second option, signing up for “System Tool.” Popping up on McAfee led me to believe it was part and parcel of the scan system.

Unable to reach my husband, and thinking the viruses would gain a bigger stranglehold the longer I delayed, I tried to purchase “System Tool.” Well try as I might, the transaction kept being declined. Customer service at Master Card’s 1-800 number kindly offered their assistance. But even they couldn’t complete the transaction. The whole thing was crazy. That should have signaled a “red flag.” Finally the credit card’s computer technician explained that I was probably locked out because of several failed attempts. He suggested I might want to try again later.

Thinking the viruses were gaining an increasingly greater foothold the more time I wasted, I tried a Visa credit card. Same thing, I kept being declined in trying to purchase “System Tool.” Giving up on the online option, I decided to seek technical help from someone in town. When I pulled up their website, there was an alert on the first page indicating that “System Tool” was a scam which would infiltrate with viruses, not remove them. I couldn’t drive to the computer tech’s office fast enough.

The good news is that my hardware was not affected. The bad news is my laptop had to be thoroughly cleaned and a new security system installed, all for $199. The pro also suggested emphatically that I cancel my credit cards because the scammers were probably after credit card information from the outset. Needless to say I’ve done as he recommended. 

Lesson learned? Even writers have to know something more than just banging away at the computer keyboard. And it’s true, seniors like me can learn new tricks. We might have to be dragged, kicking and screaming, by our gray hairs. But in the meantime, our brain cells are growing by leaps and bounds. This is never a bad thing, although too many growth spurts like this, and I might have a heart attack.

Something which concerned me was that QVC sold a product, Acer, which offered McAfee security, which in turn offered “System Tool” as a means of removing viruses, which is, in fact, a scam. This is probably an oversimplification, but the outcome is that I bought an Acer computer, which my husband and I’d never heard of before, because of its great deal on QVC. Like many, I consider the online retailer highly reputable. I wonder if it’s even aware of Acer’s link to McAfee, and its link to “System Tool?” That a scam could be furthered by a QVC backed product is mystifying. I’ll probably be expressing my concern to QVC in writing, unless they come calling on me via my blog, as Comcast has done in the past. We’ll see.  

What does hubby say about all this? I’ll have to wait and see when he returns from his European business trip this evening.

getting in and out of trouble…par for the course…hugmamma.  🙂

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“service with a smile”

Having both worked in service-oriented jobs for many years, with my husband still in the business, we agree that customer service is a “dying art.” Shopping on the Internet has made it more convenient for consumers to surf the global market for all their needs. An appealing product, savvy marketing and a credit card completes the transaction. There’s no need to interface with a flesh-and-blood person. After all, Google can answer any of your questions. And if you’ve got a hankering for “warm and fuzzy,” click on “smiley face” or download your choice of YouTube videos, to get your endorphins moving.  

Businesses grew by leaps and bounds when consumers had quantities of disposable income. Customer service was unnecessary, so it became a thing of the past. A few retailers, like some purveyors of travel and TV’s QVC, continued their traditional practice of being solicitous towards customers. But some, like E-Bay, Amazon.com, Craig’s List, department stores, supermarkets, drugstores, fast-food chains, medical practitioners and airlines, may have opted to minimize service in favor of quick turnover, with a “get ’em in, get ’em out,” attitude.

With the downturn in the economy, companies are scrambling to win back customers who have fewer dollars to spend. Customer service may be on the rise again. I hope so. It doesn’t cost businesses more to have employees smile, offer a warm greeting, listen with patience, offer options for resolution, and express appreciation for ongoing patronage. However, a company may want to invest in customer service training. Even employees with impeccable manners and the greatest intentions, will meet their match in irate persons. I know, I’ve sat on both sides of the desk.

In my mid-20’s I worked as a customer service agent for the Hawaii Medical Service Association in Honolulu. It represents Blue Cross/Blue Shield in the islands. I had extensive training in the technical aspects of HMSA’s policies so that I could answer policyholder questions. I did so in person, and on the phone. I enjoyed helping people, especially when I could clarify or demystify the finer points of their coverage. Receiving their thanks, and seeing their smiles when they turned to leave, was extremely gratifying. Of course, there were some who were disgruntled with what I had to say. And there were a few who insisted upon speaking with my supervisor, hoping his response would be different. Sometimes a review was scheduled, but often his answer confirmed mine. One particular encounter left me “shaking” in my muumuu (long, Hawaiian dress).

A gentleman from the island of Molokai had called, unhappy with a bill payment. I think it was a hospital claim, probably of a sizeable amount. I explained how the insurance carrier had determined his coverage. Unhappy with the information, I can only imagine how the man’s eyes bulged, his belly heaved, and how difficult it might have been to breathe, as he screamed profanities through the telephone. The tirade continued when I handed the call over to my boss. We were mistaken to think we’d heard the last of the policyholder. Not long after, the huge Hawaiian man  arrived at our offices, having made the flight specifically to address us in person. I gladly introduced him to my supervisor, who withdrew to the privacy of his office, with the angry islander in tow. I think someone from upper management eventually joined the conversation, but I don’t remember the outcome. Needless to say, the experience left me wary.

It’s been awhile since I’ve been the irate customer. However I’ve certainly done my fair share of yelling, I’m sorry to say. But it’s always been when I felt inconsequential, the company having already snagged my business. There was the time we’d refinanced with a bank at a low-interest rate. Because the appraiser hadn’t submitted his report on time, our rate was due to be increased. Not until I spoke with the President’s secretary, shedding tears of frustration, did she resolve the matter in our favor. 

When my 19-year-old daughter’s VISA bill showed an annual $85 fee for fraud protection on a credit limit of $500, I went ballistic! If she didn’t pay the fee, she’d be slapped with a finance charge. And if that kept up, she’d reach her allowed max in no time.  It was ludicrous that a billion dollar corporation would take advantage of a teenager. Unfamiliar with marketing schemes, my daughter thought VISA’s $2 rebate check was a reward for opening a bank account. Cashing the check actually signed her up for credit card protection, as indicated on the back, in fine print. My nonstop tirade failed to move the customer rep until I asked how she’d feel if her teenager had been scammed. The rep agreed to remove the fee, without requesting repayment of the rebate.

Purchasing a used sofa back table in Atlanta for $300, I agreed to pay the dealer another $265 to ship it to my home in Washington state. He shipped with a small, regional carrier because of its comparatively low-cost. When the merchandise arrived in Tacoma, my husband was told that the price had escalated to $600. In speaking with the seller, I learned that the price change had occurred within the shipper’s bureaucracy. The clerk with whom the transaction originated, wrote up the piece as a “sofa bed,” not a “sofa back table.” Sight unseen, the receiving office modified the price accordingly. When we asked that they open the crate to verify that it was a table, not a sofa bed, we were aghast when the amount shot up to $800+. No reason was given, but I surmised the decision was made that the piece was an antique. If I refused to pay the exorbitant price to retrieve my belonging, it could be sold locally for a hefty sum. After phone calls to 3 different offices, I was directed to the company’s corporate offices in Alabama. I wrote a letter describing, in great detail, the events leading up to my outrage. I addressed it to the President of the freight company, copying the President of its parent company, and express mailed both. It was sent on a Saturday, and I followed up with a call on Tuesday. Long story short, the Tacoma branch delivered the table to my husband for the originally quoted price of $261. That didn’t include door-to-door transportation, but it did in my case.

Who wants the grief that accompanies confrontation? Not me, that’s for certain. I’d just as soon turn my back, leaving it to those with hardier constitutions. But as I’ve indicated in my earlier posting, “put a ‘face’ on the ‘unknown,’ ” sometimes I’m integrity gone amuck! As with most people, there’s a “line” which when crossed, Mr. Jekyl steps in for Dr. Hyde. At that point, I become “warrior mom,” battling until my opponent is “face down,” eating dust from under my high-heeled stiletto, specifically removed from moth balls for the occasion. 

In my travel experiences from one end of the country to the other, southerners and Hawaiians exude genuine warmth and hospitality. The tellers at my mother-in-law’s bank welcome her with sunny smiles, and assist patiently with any questions she may raise. I find Southern wait staff gracious in their greetings, and their drawls hold my attention as they enticingly describe the “specials of the day.” What both ethnicities share is a slower paced lifestyle. That seems to translate to great customer service. Of course, as with anything else, there are exceptions to the rule. But I enjoy spending time in those locales, where “getting to know you” and “service with a smile” are more than fanciful sayings. They’re a way of life. 

for amazing customer service, huge hugs…hugmamma.